Stigma of under 23, because normally that is roughly the age you would be graduating college and starting work. Since what I am referring to is low income family we can rule out wealthy folks like Mr. Hazard. At 23 most average girls and guy are just barely getting on their feet. So hence my question, would you recommend a young guy or girl to get married and have kids? Or wait a bit, study, get a good job and all that good stuff before settling down? Last point, about a 30 year old guy....you would assume that by around this age he should be a well independent guy that can provide for himself.