My opinion is that you can not really judge a person on his public persona only. Few people are just good or bad. In Terrys case there are a few incidents he cought negative attentiona nd they were overblown by the media but then again he did a lot of good things too in his private life with his chairty efforts and also on the pitch ofc. JT was a player who always gave his all and put his body on the line literally. Remember those head first dives, hands behind the back. He did this without blinking once. Without knowing, I can tell that he is a caring and very brave person by that alone.