I don't know about the money and all. But my two cents: I moved to the USA when I was 24. I didnt't have enough money (which I didnt realise back then), I had a job (university of California), a place I could crash for the first week and NO housing :-) It scared the SHIT out of me ... but I had a professor who kinda forced me into the move. I have never regretted it. Ever! It was the best experience of my life. It changed everything. Really changed EVERYTHING. Also, it defined my entire career in ways I could not predict. Face your fears, mate, and search Chelsea buddies who can help you and make you feel at home the first weeks there. Good luck! Edit: i had to move back after 9/11 and I still miss the Californian sun ....