I figured a lot of my friends out in the UK wouldn't understand that, but a quick explanation is that you need 120 credits to graduate, and students generally take 30 a year. The plan is to take 4 years to get your degree. I'm going to transfer to another University after this semester, after I've finished 60 credits. I would say to start planning ahead. Maybe set a few goals to get a new job and move away possibly? A change in scenery is what I'm going for to be honest, I've been at my current University for 2 years and even though I like it, I think I'm someone who can't stay in one location for too long...